James Willis O'Neal married F.M. Smith. Their children were: Emma who married Ernest Merrell, a Baptist Minister, William A. and J.T. O'Neal. James W. O'Neal's second wife was Anna but there were no children. His third wife was Martha Susan Paysinger. Their children were Eddie, Jessie, Wassie Bentley, Charlie Price and Henry Bernard. Eddie and Jessie both died while just girls. Wassie married Alton Sumners and reared a family in the community. Their Children were David, Phillip, and Alta. Charlie married Connie Dollar who died soon after and he later married Margaret Smith and they had five boys: Billy, a dairy farmer, Leroy, Horton, James Smith, and Wendell, who became a Baptist Minister.
J. T. (Tom) married Josie Wynee and their children were Hazel, Lourene, Tommie, and James William A.(Bill) married Bee Henderson. Their children were Fannie, Maggie, Curtis, and Carter.
J. W. O'Neal was a director in the Bank of Coldwater which closed in 1929. He was a well liked person with a good sense of humor. He helped many people in this area.
Submitted by Billy O'Neal
Published in Lincoln Co. section of Tennessee
State Archives Page 21
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